What is Loadit?
Loadit is a new financial rail that turns cash, cards, and bank payments into crypto, stablecoins, and tokenized assets — at any point of sale or online — using AI to route value across blockchains for the lowest fees and fastest settlement.
It works globally, cross‑chain, and even offline (mesh/satellite) with identity‑verified security and compliance. The patent family spans AI routing, quantum finance, temporal settlement, energy‑denominated money, and identity‑verified offline settlement.
MVP Live KPIs
Simulated values update as you run each patent demo.
Values are simulated for demo purposes only.
Activity Log
AERO • AI Routing (Cash/Card to Crypto)
Converts any input into crypto and chooses the fastest, cheapest path across chains.
QFR • Quantum Optimizer
Parallel-style evaluation to cut cost & time (simulated).
TSM • Temporal Settlement
Lock past or future conditions for fair pricing & programmable settlement.
ENM • Energy-Native Money
Convert dollars into tokenized energy with IoT verification.
IVOR • Identity + Offline
Biometric verification and offline queue with later on-chain reconciliation.
Patent Family (Plain-English)
AERO — Core Loadit Rail
AI-orchestrated routing that converts cash/card/bank to digital assets and selects the best blockchain path for cost, speed, and reliability. Compliance automation with privacy-preserving proofs.
QFR — Quantum Finance Rail
Quantum-inspired optimizers evaluate many paths simultaneously to minimize cost/latency, detect fraud patterns, and improve portfolio/risk decisions. Post-quantum security concepts included.
TSM — Temporal Settlement Rail
Decouples execution from settlement time: lock past prices (retroactive payroll, refunds) or program future conditions (BNPL, remittances) with verifiable time oracles.
ENM — Energy-Native Money Rail
Denominates value in energy units (kWh, joules, RECs). IoT/smart meters verify delivery. Enables EV/microgrid payouts and programmable ESG carve-outs.
IVOR — Identity-Verified Offline Rail
Binds payments to biometric/DID credentials and allows offline/satellite/mesh transactions to queue and reconcile later. Ideal for disasters, unbanked regions, and space commerce.
What You Can Do With Loadit (Simple)
- Tap to Crypto at checkout — turn any purchase into BTC/SOL/USDC instantly.
- Cash-in at a store — scan a QR, receive crypto (store = human crypto ATM).
- Send $50 to another country — they receive local stablecoin instantly.
- Lock yesterday’s price today — fair refunds and payroll with TSM.
- Pay with no internet — offline queue syncs later via satellite/mesh.
- Round-up spare change into crypto or energy tokens.
- Creators get instant tips and auto-split royalties.
- EVs and microgrids get paid in real time for verified energy.
Roadmap Highlights
- Retail pilots — prove cash/card -> crypto flow with AERO.
- Creator payouts and Scan-to-Tip — onboard fans without exchange accounts.
- Temporal features — retroactive refunds and predictive BNPL with TSM.
- Energy-native payouts — EV/microgrid demos using ENM tokens.
- Offline mesh kiosks — IVOR offline queue + disaster-mode aid distribution.
- Institutional optimizer — QFR route selection + risk analytics dashboard.
All mapped to a patent rail and demo-able in the MVP controls above.